Privacy Policy for Smart Innovations,



LLC D.B.A. More Than Rewards / Private Tabs


This Privacy Policy explains how Smart Innovations, LLC (d/b/a “More Than Rewards” and “Private Tabs”) (“Smart Innovations,” “we,” “our,” or “us”) collects, uses, and protects your personal information when you use our websites, products, and services (the “Services”).


By using the Services, you consent to the practices described in this Privacy Policy.




1. Information We Collect

We may collect the following categories of information:


  • Account Information – name, email address, phone number, business details, and login credentials.
  • Payment Information – credit card or bank account details, billing address, and related identifiers (processed via secure third-party providers).
  • Usage Data – IP address, device/browser information, session logs, pages visited, and actions within our Services.
  • Content – information and files you submit, upload, or store in our Services.
  • Communications – correspondence with our support team, surveys, or marketing preferences.




2. How We Use Information

We use your information to:


  • Provide and maintain the Services.
  • Process payments, prevent fraud, and enforce our Terms of Service.
  • Improve and personalize your experience.
  • Communicate with you about updates, support, or marketing (where legally permitted).
  • Comply with legal obligations and resolve disputes.




3. Sharing of Information

We may share information with:


  • Service Providers & Vendors – such as payment processors, hosting providers, and customer support tools, who are bound by confidentiality.
  • Affiliates – companies controlled by or under common control with Smart Innovations.
  • Legal & Compliance – if required by law, regulation, subpoena, or to protect rights and security.
  • Business Transfers – if we merge, acquire, or sell assets, your data may be transferred.


We do not sell your personal information to third parties.




4. Data Security

We implement commercially reasonable technical, organizational, and administrative measures to protect your data. However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security of your information.




5. Data Retention


We retain personal information as long as your account is active or as needed to provide the Services, comply with legal obligations, resolve disputes, and enforce agreements.




6. Your Rights


Depending on your location, you may have rights under laws such as the GDPR or CCPA, including:


  • Accessing, correcting, or deleting your personal information.
  • Opting out of marketing communications.
  • Requesting data portability.
  • Limiting certain processing activities.


To exercise these rights, please contact us at support@morethanrewards.com or support@privatetabs.com.




7. Cookies & Tracking

We use cookies and similar technologies to:


  • Authenticate users and maintain sessions.
  • Analyze site performance and usage trends.
  • Deliver personalized content and marketing.


You may adjust your browser settings to refuse cookies, but some features of the Services may not function properly.




7a. Marketing Communications & Consent

By providing us with your phone number or email address, you consent to receive service-related and promotional communications from Smart Innovations, subject to applicable law, including the Telephone Consumer Protection Act (“TCPA”). These communications may include account notifications, updates about the Services, special offers, or other marketing messages.


You can opt out of promotional emails by clicking the “unsubscribe” link included in each email, or opt out of text/SMS messages by replying “STOP” to any message. Even if you opt out of marketing communications, we may still send you important service or transactional messages (for example, account security alerts or billing notifications).




7b. International Data Transfers

If you access or use the Services from outside the United States, please note that your personal information may be transferred to and processed in the United States (or other countries where our service providers are located). These countries may have data protection laws that are different from the laws of your country of residence.


Where required by law (for example, under the General Data Protection Regulation (“GDPR”) for EU/UK users), we implement appropriate safeguards to protect your personal information when it is transferred across borders, such as standard contractual clauses approved by the European Commission. By using the Services, you consent to the transfer of your information to the United States and other jurisdictions as described in this Policy.




8. Children’s Privacy

Our Services are not directed to individuals under 18. We do not knowingly collect data from minors. If you believe we have done so, please contact us for removal.




9. Changes to This Policy

We may update this Privacy Policy from time to time. If changes are material, we will provide notice by posting an updated version with a new “Last Updated” date. Continued use of the Services after updates constitutes acceptance.




10. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Smart Innovations, LLC | More Than Rewards


Email: support@morethanrewards.com / support@privatetabs.com

Phone: 414-326-4100